Simplifying Compliance Testing. Reducing Risk. Meeting Deadlines.
Compliance Testing is complex, time-sensitive, and unforgiving. For recordkeepers,
plan providers, and TPAs, the annual compliance testing season brings a surge in
workload, pressure to meet regulatory deadlines, and heightened risk of errors that
can impact plan sponsors and participants alike.
At Congruent Solutions, we understand these challenges because we’ve been
helping the retirement industry manage them for over 20 years.
Why Compliance Testing is Challenging
- Highly Technical: Complex rules for ADP/ACP, Top-Heavy, 415 limits, and more all requiring precision.
- Seasonally Peaked Workload: The rush hits in waves January through April is especially intense, stretching internal resources.
- Error-Prone Under Pressure: High volumes, manual processes, and tight deadlines create conditions ripe for mistakes.
- Reputational Risk: Errors can lead to corrective actions, plan sponsor dissatisfaction, and potential regulatory scrutiny.
Congruent’s Advantage: Expertise and Experience You Can Trust
We bring deep domain expertise in retirement plan administration and extensive
hands-on experience with leading Compliance Testing platforms – including Relius,
ASC, ftwilliam.com, and others.
How We Help:
– Specialized Teams: Our experienced compliance professionals work as an extension of your team.
– Scalable Support: Flex resources during peak season to relieve pressure on your staff.
– Error Reduction: Rigorous review processes and automation reduce rework and mitigate risk.
– Platform Agnostic: Proficiency across multiple CT systems ensures smooth integration with your operations.
Proven Results Over Two Decades
– 20+ years exclusively focused on the retirement industry
– Trusted by 50+ recordkeepers and TPAs
– Successfully processed thousands of plans each year — on time, error-free
Outcome: Peace of Mind During the Busiest Season
With Congruent Solutions as your Compliance Testing partner, you get:
– Predictable delivery
– Quality assurance built in
– Reduced stress on your team
– Confidence your clients’ plans are in compliance
