Form 5500 Preparation Made Accurate, Efficient, and On Time
Form 5500 preparation is detailed, deadline-driven, and high-stakes. For recordkeepers, plan providers, and TPAs, ensuring accurate, timely filing is critical to avoid penalties, maintain compliance, and uphold client trust.
At Congruent Solutions, we bring over 20 years of experience in retirement plan operations to help you navigate the complexities and seasonal pressures of Form 5500 preparation with confidence.
The Challenges of Form 5500 Preparation
– Data Complexity: Pulling accurate data from disparate systems—plan assets, contributions, distributions, and more—is painstaking and prone to gaps.
– Regulatory Scrutiny: Errors or omissions can trigger IRS or DOL audits, leading to financial penalties and reputational damage.
– Seasonal Workload Surge: Filing season adds immense pressure to internal teams already managing other year-end tasks.
– Evolving Requirements: Staying current on changing reporting rules and schedules requires specialized knowledge.
Congruent’s Advantage: Precision, Efficiency, and Expertise
With deep domain expertise and a specialized team, Congruent helps retirement service providers deliver Form 5500s accurately and on time—reducing risk and freeing up your internal resources.
How We Help:
– Experienced Teams: Skilled professionals with extensive knowledge of Form 5500 requirements and nuances.
– Process Excellence: Proven workflows and review processes minimize errors and ensure completeness.
– Technology Familiarity: Proficient in leading industry tools like ftwilliam.com, Relius Government Forms, and others.
– Scalable Capacity: Flex staffing to manage high volumes during peak filing season.
Backed by 20+ Years of Industry Leadership
– 20+ years dedicated to retirement industry operations
– Supporting 50+ recordkeepers and TPAs nationwide
– Thousands of filings prepared annually with accuracy and timeliness
Outcome: Confidence in Every Filing
When you partner with Congruent for Form 5500 preparation, you get:
– Accurate, audit-ready filings
– On-time delivery, every time
– Reduced risk and rework
– Scalable support during peak seasons
We Handle All Your Form 5500 Filing Needs
Congruent’s team is experienced in preparing and reviewing a full spectrum of retirement plan filings, ensuring accuracy and compliance across all required forms:
Form 5500 / 5500-SF / 5500-EZ – For large, small, and owner-only plans
Schedules A, C, D, G, H, I, MB, R, SB – All supporting schedules as applicable
Form 8955-SSA – Reporting separated participants with vested benefits
SAR (Summary Annual Report) – Preparation support for participant communication
Delinquent Filings through DFVC Program – Assistance with corrections and late filings
No matter the plan type or filing complexity, Congruent ensures every form is prepared with precision and in compliance with IRS and DOL requirements.
